Automobile Insurance
Commercial Auto Insurance • Personal Auto Insurance
Auto insurance policies can be confusing. They have a number of different parts which many insurance consumers don't fully understand. JMS Consulting's staff of knowledgeable professionals will help you understand all aspects of your auto insurance policy and will help make sure that you understand your insurance coverage requirements. Our goal is that, in the event of an accident, you understand the coverage that your policy provides, and that your coverage is adequate.
JMS Consulting offers affordable automobile insurance for businesses and individuals in the Delray Beach/Boca Raton area. Our polices, underwritten by only the most reliable insurance providers, can cover not only standard automobiles, but motorcycles, RVs, and light trucks as well.
Liability Insurance
Pays for accidental bodily injury and property damages to others. Injury damages include medical expenses, pain and suffering and lost wages. Property damage includes damaged property and automobiles. This coverage also pays defense and court costs. State laws determine how much liability coverage you must purchase, but you can always get more coverage than your state requires.
Collision Insurance
Pays for damages to your vehicle caused by collision with another vehicle or object.
Comprehensive Insurance
Pays for loss or damage to the insured vehicle that doesn't occur in an auto accident. The types of damages comprehensive insurance covers include loss caused by fire, wind, hail, flood, vandalism or theft.
Medical Coverage Insurance
Pays medical expenses regardless of fault when the expenses are caused by an auto accident.
Personal Injury Protection (PIP)
This coverage pays medical expenses for the insured driver, regardless of fault, for treatment due to an auto accident.
Uninsured Motorist
Pays your car's damages when an auto accident is caused by a driver who doesn't have liability insurance.
Underinsured Motorist
Pays your car's damages when an auto accident is caused by someone who has insufficient liability insurance.
Rental Reimbursement
This type of coverage will pay for a rental car if your car is damaged due to an auto accident. Often this coverage has a daily allowance for a rental car.
A properly structured automobile insurance policy will cover the expenses you incur in the event of theft, vandalism, accident, or any other incident which results in damage to your vehicle or someone else's. Allow JMS Consulting professional insurance agents to help you to determine what your coverage needs are, and the discounts you qualify for. We'll do everything we can to make sure you get the policy you need at an affordable cost.
For more information regarding Palm Beach County, Florida automobile insurance policy,
call (561) 404-1777 or email info@JMSInsuranceConsulting.com